Slow Progress

So it’s been a little over 30 days since I did my post What’s Stealing My Joy and so many things has transpired since then. I did have a setback in my savings because of the unexpected expenses of replacing my car glass, two tires and my miscarriage but I’m very optimistic about next month simply because I’m only getting one person a christmas present. Of course that person is my little girl and she is only getting one gift a new game for her WII she does not need anymore toys she just has no space for it. I explained to everyone else that I need to save my money and they will just have to be happy with spending time with me.

One good thing is I recognized a net profit of $100 from my Avon sale’s which is very good because I don’t think I’ve ever gotten anything higher than $20 so my new strategy is working. Hopefully I can report even higher profits next month.

Published in: on November 30, 2010 at 12:10 am  Leave a Comment  

Finding My Joy

Slowly putting myself back together. Trying to occupy my mind with other things and not dwell on what coulda been. I decided to start on my list to get my mind off my pain and get my joy back.

I took a break from selling Avon but I’m not giving up my customers; it’s not their fault the orders don’t come on their pay week. It’s actually my fault things weren’t going properly with my Avon business.  First off I wasn’t looking at it as a business so I wasn’t making very good decisions and it was costing me money. My biggest mistake was not returning items which were not sold or returned by customers to receive a credit on my account. My second mistake was not separating friends from business. I was allowing a relative to order items and wait weeks for payment. I’ve finally cut her off and told her she has to pay upfront then if her order doesn’t come I will reimburse her. I’ve also limited the amounts of my orders so I don’t have that feeling of being stressed for having such a high outstanding balance.

I’m hoping these changes will help me to see a profit and not just pay for my own orders. Now on to the other items on my list.

Have a bless evening..

Published in: on November 22, 2010 at 11:08 pm  Leave a Comment  

Money Woes

It’s been a rough few weeks. I already told you about my car being broken into which cost me $444.70 to replace. Afterwards my monitor and computer went berserk and that cost me $299 to replace my monitor and do a temp fix for my computer but eventually I will have to get a new one. Finally I had to replace two tires which cost me $266 and eventually I will have to replace two of my rims because they are starting to corrode. So in the last few weeks I’ve spent a total of $1009.70 and I am freaking out. Once I pay rent and utilities this weekend I will literally only have $242 left and I still need to get groceries and put gas in my car. More than ever I need to get serious about rebuilding my savings because I refuse to continue living paycheck to paycheck and stressing myself out wondering how to pay for everything.

This whole experience has me wondering if moving out of my mom’s house was a good idea. I love the independence but seriously hating on the money issue. I know I’m tripping because when I lived in the states I had to struggle financially before I got to my comfort zone but I was able to do that by working two part-time jobs which was possible because I was childless. Working part-time is not possible now that I have a child because we only have limited time together during the week. By the time we get home from work and school it’s helping her with her school work and cooking dinner then off to bed. On the weekend its swim class and house cleaning on Saturday which only leaves Sunday for us to really have quality time and do things together which I will not give up just to get more money. Some how I will figure out how to make extra money without giving up my time with my daughter.

Published in: on November 12, 2010 at 6:32 pm  Leave a Comment  

Life Ain’t EZ

Well “when it rain it pours” as the saying goes. Someone broke into my car last weekend and trying to find the replacement glass has been stressful. To replace that small stationary glass that is basically there for style will cost me between $300-$630 depending on whether I want a new or used glass. This has been my fear ever since I moved on my own and realized my savings were depleted. A mini emergency comes up and I don’t have the funds to cover it. Just when I get off my lazy butt and started putting forth effort to build back up my savings I get this setback. This is why I’ve dumped procrastination as my friend it just leads to more trouble.

Obviously, I’m going with the cheap used glass because trying to find the funds for a brand new one is not possible now. Unfortunately and against everything I know I will  have to pay a bill or two late to come up with half the funds and my boyfriend will pay the rest. This is an expensive lesson to learn why it’s so important to save.

Published in: on October 27, 2010 at 10:47 pm  Leave a Comment